Teresa Mauldin

College of Family and Consumer Sciences

Financial Planning, Housing and Consumer Economics

Associate Professor Emerita

203B Dawson Hall
305 Sanford Dr.
Athens, GA 30602



workFax: 706-542-4397

Curriculum Vitae


Degree Field of Study Institution Graduation
Ph.D. Family Resource Management The Ohio State University 1985
M.Ed. Housing & Family Econ. University of North Carolina-Greensboro 1978
B.S. Home Economics Education University of North Carolina-Greensboro 1976


I conduct research on the economic well-being of families and households, specifically savings behavior and financial hardship of low to moderate income housholds, economic consequences of cohabitation, divorce and single-parenthood, and poverty dynamics.


FHCE 2100  Family Economic Issues through the Life Course

FHCE 4100/6100 - The Economic Status of American Households and Related Policy

FHCE 8100 - Theories of Households, Consumer Economics, and Financila Behavior I

Prior Professional Positions

Organization Title Years of Service
Hood College Assistant Professor 1978-1982

Editorial Appointments

Position Name of Journal Year(s)
Editorial Board Member Journal of Family and Economic Issues 1990-2013
Associate Editor Journal of Human Sciences and Extension 2013-


Organization Title Year(s) Service Type
American Council on Consumer Interests Immediate Past President 2012-2013
American Council on Consumer Interests President 2011-2012
American Council on Consumer Interests President-elect 2010-2011
American Council on Consumer Interests Member of Board of Directors 2007-2011


Mauldin, T., Bowen, C.F., & Cheang, M. (2013). Perceived barriers to savings among low- to moderate-income households who do not save regularly. Journal of Extension, 51(5). Retrieve from http://www.joe.org/joe/2013october/rb4.php

Okech, D., Mimura, Y., Mauldin, T., & Kim, J. (2013).  The influence of financial factors on motivation to save among poor individuals.  Journal of Policy Practice, 12(2), 107-124.

Gutter, M.S., Dorman, R., Hayhoe C.R., DeVaney, S.A., Evans, D.A., Kim, J., Bowen, C., Cheang, M., Cho,S.H., Gorham, E., Lown, J., Mauldin, T., Solheim, C., & Worthy, S.L. (2012). Exploring the relationship of economic sociological, and psychological factors of the savings behavior of low- to moderate-income households. Family and Consumer Sciences Research Journal, 41(1), 86-102.

Okech, D., Howard, W.J., Mimura, Y., Mauldin, T., & Kim, J. (2012). The effects of economic pressures on the resilience and strengths of individuals living in extreme poverty. Journal of Poverty, 16(4),1-19.

Cho, S., Kim, J., Gutter, M., Mauldin, T. (2012). The effect of socialization and information source on financial management behaviors among low and moderate income households. Family and Consumer Sciences Research Journal, 40(4), 417-430 .

Grinstead, M.L., Mauldin, T., Sabia, J.J., Koonce, K., & Palmer, L.S. (2011). Saving for success: Financial education and savings goal achievements in Individual Development Accounts. Journal of Financial Counseling and Planning, 22(2), 28-40.

Mauldin, T.A., Mimura, Y., Kabaci, M.J., Koonce, J.C., Rupured, M., & Jordon, J.W. (2011). Does marital status of parents relate to family communication regarding finances? Journal of Youth Development: Bridging Research and Practice. Retrieve from http://data.memberclicks.com/site/nae4a/JYDfinal_110601x.pdf

Mauldin, T., Mimura, Y., & Wilmarth, M.J. (2009).  Savings behavior among cohabiting, married, and single parents.  Consumer Interests Annual, 55, 117.

Koonce, J., Mimura, Y., Rupured, M., & Mauldin, T. (2008).  Financial information:  Is it related to savings and investing knowledge and financial behavior?  Financial Counseling and Planning, 12(2), 3-13.

Linnenbrink, M., Koonce, J., Mauldin, T., Rupured, M., & Schlanger, K. (2008).  The earned income tax credit: Experiences from and implications of the voluntary income tax assistance program in Georgia.  Journal of Extension, 46(1).  Retrieve from http://www.joe.org/joe/2008february/a7p.shtml

Mauldin, T., & Mimura, Y. (2007).  Marrying, unmarrying, and poverty dynamics among mothers with children living at home.. Journal of Family and Economic Issues, 28(4), 566-582.

Opoku, A., Mauldin, T., Sweaney, A., Bachtel, D., Atiles, J., & Eaves, C. (2006).  Predisposing, enabling, and need predictors of community versus institutional long term care.  Journal of Housing for the Elderly20(1), 133-154.    

Mimura, Y., &  Mauldin, T. (2005).  American young adults' rural-to-urban migration and timing of exits from poverty spells.  Journal of Family and Economic Issues, 26(1), 53-74.

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